Tips To Choosing A Financial Education Consultant
The main goal of a financial education consultant is to help organizations capably and productively implement financial literacy programs. They help organizations choose curriculum that is a good fit for the participants. Our current economic situation makes it vital for colleges, schools, nonprofits, and other organizations who understand the importance of providing our youth with a practical financial education to use the services of a financial education consultant.
The job of a financial education consultant is to evaluate current fiscal literacy initiatives and the audience the financial literacy courses are being delivered to. They evaluate your goals, objectives and examine the direction you want to take your financial literacy program. Then a consultant will make recommendations so the financial program runs smoothly and successfully accomplishes your organizations goals.
A financial consultant should also help to save your organization money. Often they provide turnkey solutions to your financial literacy program needs. A consultant can provide financial literacy curriculum, financial camps, financial educator training and resources to help you receive sponsorships and grant money.
Consultants not only help organizations develop training programs but they also help them deliver ‘money skill’ training more effectively. Just one simple tip like relating money to lifestyle can make a big difference in the rentention of the material taught.
Today’s youth are not focused on just “money.” It’s what money allows them to do that motivates our children to learn about personal finance. Uncover their personal dreams and find out how they want to live their day-to-day life. Then relate their aspirations to earning and managing money to help them reach their goals faster. This little adjustment can make the difference so that people are motivated to take positive action.
With the recent economy there is a major shortage of financial education consultants. With the current trend to provide more and more people with a life changing financial education this is a career that offers a bright future.
There are many organizations that need financial education consultants to educate their students, employers and people they serve. It is advised to work with a certified financial educator that understands the needs of the organization. Once they receive their financial education consultant designation they have the skill sets needed to create holistic financial education programs that can meet a wide variety of objectives.
Certified financial education training is extensive because a financial education consultant must have mastery of many areas. They need to know how to teach financial literacy programs, evaluate the effectiveness, how to fund financial literacy programs, evaluate teachers, design financial literacy lesson plans, build financial education based business and a host of other responsibilities.
A financial education consultant is committed to helping organizations effectively implement financial literacy programs. Their role includes saving time and money as well as ensuring these organizations provide practical financial literacy instruction so the participants maximize the benefits they receive from the program.
CADC Requirements in Kentucky
In Kentucky, the Board of Certification of Alcohol and Drug Counselors oversees the licensing of chemical dependency and addiction treatment counselors. Certified Alcohol and Drug Counselor (CADC) Certification in Kentucky is regulated for the protection of public health. Addiction treatment is a sensitive issue and the professional management of every case is taken seriously. Patients seeking relief from any addiction deserve to be treated with dignity and respect conducive to healing and recovery in an environment that utilizes the latest in psychological research and addiction treatment therapies that are based on medically sound principles. Likewise, addiction treatment professionals deserve the support of a government agency that strives for healthy communities, advocates for legislation that improves its outcomes and responds to changes in the addiction culture by sharing information and resources to help more patients succeed.
Careers in alcohol and drug counseling aren’t for the faint of heart; addiction can be an ugly business. Many candidates for CADC certification have personal experiences with dependency. Some have been inspired by their own recovery and wish to share their experiences and strength. Others have a close friend or family member whose life has been touched by addiction and are inspired by witnessing their recovery. Still others seek to prevent the tragedies that are all too often preventable, like deaths and permanent damage due to the effects of drug or alcohol addiction.
It’s encouraged that individuals wishing to pursue a chemical dependency certification complete a chemical dependency certification education program. In addition, each applicant must have 6,000 hours of documented, board-approved experience working with substance abuse patients. Some applicants may replace a percentage of those hours with professional education. For example, an applicant with a Master’s Degree in chemical dependency can substitute that training for 3,000 hours of work experience.
Additionally, applicants must have a minimum of 300 hours of direct supervision from a CADC certified counselor with at least two years of experience, broken down into specific tasks relating to different aspects of dependency treatment. Each supervisor is required to evaluate the applicant’s professional and ethical conduct, personal attributes and areas of competency. The applicant’s educational background must consist of specific training areas and each applicant must complete a sample case presentation. Finally, each applicant must pay the application fee, submit two letters of recommendation from certified drug and alcohol counselors and pass a written examination.
The requirements may seem overwhelming, but they’re designed to meet the guidelines of the International Certification Reciprocity Consortium on Alcoholism and Drug Abuse, which ensures that chemical dependency counselors are held to the highest standards. The best way to meet the requirements is to enroll in a reputable CADC certification program.
[Top]Get Your College Education Easier With Chase Student Loans
There are a number of financing institutions that extend help to those students who aspire to go to college, but just do not have enough funds for it. College education has always been of great importance towards finding a well paying profession.
Tertiary education is one of the factors employers give importance to when hiring a new professional level employee. While it is true that not everyone can afford college education, there are various groups of people and institution who are willing to assist them with grants and scholarships. Although sometimes, it will be in the form of student loan which, of course, must be repaid by the borrower, student loans give hope for those who are determined to pursue their education. One of the leading financial institutions that provide this type of assistance is Chase Education Finance. They provide what is called Chase Student Loans.
Chase Education Finance is a division of JP Morgan Chase & Co. They are one of the leaders in investment banking, financial services, small business and commercial banking, asset and wealth management and private equity. Chase student loans provide educational products and services that students can avail of. Additional information about other types of loan that they offer can be viewed online.
For those who are undergraduate students, their parents who needs funding for their children’s education, graduate students, high school students and recent graduates, Chase student loans has federal Stafford loan which they can apply for. Besides having a convenient application process, one of the admirable things about this loan is that it does not look at the credit history of the student. They also pride themselves in giving out low interest rates and flexible repayment schemes, which may be delayed until after the student’s graduation.
Chase also has a new Chase Medical Education Program which is offered to medical students to help fund their education. It offers medical students financing options such as zero-fee Stafford loan, a Private Student Loan and a residency loan.
Because some students encounter a lot of unexpected financial problems when enrolled in college, some of them could not help but file for another loan. Although this is possible, take note that it can cause some problems, especially by the time they have already graduated and must start repaying the loans incurred. It is recommended to keep record of the loans made and how much is owed from each lender, in order to lessen the burden of debt management. You might be more than please to know that Chase Education Finance also offers loan consolidation programs that can sum up all other existing loans so you can make your repayments much easier. Another option for those students with multiple loans is to apply for a consolidation loan. This student loan consolidation advice will save you a lot of money over the term of the loan and lower your payments.
Chase student loans have been trusted for many years. If you are a determined student who wishes to overcome financial challenges towards getting your coveted college diploma, you can apply for Chase’s educational loan services and start your way to graduation.
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